More Mortgage Options Means Better Choices for You

At First State Mortgage, our goal is to help you achieve your goal of homeownership. It’s why we offer a variety of mortgage loan options with highly competitive rates. It’s why our mortgage process is simple and straightforward. And it’s why we make sure our mortgage professionals have the knowledge and experience necessary to match you with exactly the loan that fits your needs.

30-Year Fixed Rate Mortgage
15-Year Fixed Rate Mortgage
10/1 Adjustable Rate Mortgage (ARM)
7/1 Adjustable Rate Mortgage (ARM)
5/1 Adjustable Rate Mortgage (ARM)
Veterans Affairs (VA Loans)
FHA 30-Year Fixed Rate Mortgage
USDA Rural Housing Loan
Jumbo Loan
Illinois Housing Development Authority (IHDA)
Illinois Assist Bond
Federal Home Loan Bank of Chicago - Downpayment Plus® Program
Mortgage Credit Certificate Program (MCC)

* Other conditions may apply for each of these loan programs. Please contact us for more information and to verify your eligibility. We look forward to helping you make your homeownership dreams come true.